It's such a hubby was scammed and it cost us quite a bit of money.

I won't go into the details of what happened into the details but I only wish the worst on the person that did that to us!
That's horrible, hate to hear that. The only way to be vigilant is to be skeptical of almost everything that comes across your desk, so-to-speak, unless it is from family or friends--and even then it might be a scam because they don't know themselves.

So true... and so sad.